The process

You've made the decision and are ready to take action: you're going to make a buying a house in Italy. Maybe you already know exactly what you are looking for, but haven't found the perfect property yet? Or you're unsure about the region. A (first) house in Liguria Or a (second) house in Puglia? On the coast or inland? And how much does a house in Italy actually cost? And how much tax do I have to pay when buying a house in Italy? MijnHuisinItalie advises and guides you every step of the way.
Together, we will map out your needs and start a targeted search for a property that suits you.

Free consultation frequently asked questions
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Our approach

Thanks to clear search criteria (location, property type, budget), we start by making a targeted shortlist. After that, you will receive regular updates as soon as new, suitable properties come on the market.

one
Orientation phase - home selection and viewings

During a no-obligation conversation, we will explain how the buying process in Italy works and what role MijnHuisinItalie plays in it.

We discuss:

  • your housing needs and preferences
  • the regions we focus on
  • the current housing offer to match

After your approval of the search request, you will receive written confirmation with an overview of the criteria and the first selection of properties.

Then we start a targeted search. During this phase, we will help you define the requirements your future home must meet to prepare for viewings. You will receive information on the buying process, costs and our conditions.

Based on your preferences, we will schedule viewings.

If necessary, an independent Italian geometra Conduct a status survey to check the structural and legal situation of a property.

two
Bid phase

Have you selected a property that meets all your needs? Then we will advise you on:

  • the best negotiating strategy
  • conditions and delivery
  • any conditions precedent (such as financing and/or structural inspection)

We will help you prepare the written offer (proposta). In Italy, a bid is often - but not always - accompanied by a down payment or anticipo.

In advance, you will receive a full breakdown of all expected purchase costs.

The notary in Italy is paid by the buyer. We can assist you in contact bring with a reliable notary who works at a customer-friendly rate.

three
Purchase contract - compromesso

Once an agreement is reached with the seller, the contract of sale is drawn up. This will include:

  • all agreements made
  • guarantees of the seller
  • payment and price terms

We ensure that the contract is drafted legally correctly, so there are no surprises for you.

For this step, you will need an Italian tax number (codice fiscale) and need an Italian bank account - this is where we help you.

MijnHuisinItalie works with a licensed real estate agent in Italy and can optimally guide this phase.

four
Transfer

After signing the purchase contract, the date of notarial transfer will be set.

Previously:

  • we check all relevant documents
  • we look at the cadastral and licensing situation
  • we deliver all necessary information to the notary

The notary then draws up the final deed of sale.

Additional purchase costs / buyer costs

When buying a property in Italy, you need to consider:

  • Transfer tax (second home = 9% of cadastral value/first home = 2% of the cadastral value) in the case of existing construction (see FAQ for more details); or

  • VAT (IVA) (10% of the purchase price in case of ordinary homes if it is a second home and 4% in case of ordinary homes if it is a first home and 22% in case of luxury homes) only on new construction, up to 4 years old (see also FAQ for more details) &

  • Notary fees (1-2%) &
  • Brokerage commission (3%)

The exact percentage of transfer tax depends on the cadastral value and the type of house, among other things. Before you make an offer, we will send you a detailed overview of all additional costs.

Get in touch frequently asked questions
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Our fee and service package

The usual buying commission of an Italian mediatore is between 3-4% excluding 22% VAT (IVA), with higher rates in the luxury segment.

MijnHuisinItalie's commission is 3% of the agreed purchase price
(with a minimum of €5,000), excluding 22% IVA.

When we guide you through the purchase, the Italian broker's commission (mediatore) not passed on to you.

Included in our services:

  • verification of all documents and certificates of the property
  • assistance in applying for a codice fiscale
  • assistance in opening an Italian bank account
  • organising relevant authorisations for bidding and/or notarial transfer
  • guidance through all steps of the purchasing process

In addition, we can support with:

  • Building and/or land registry inspections
    If warranted, an independent expert (geometra) can provide a tecnica report drafting for full legal and cadastral clarity
  • Legal advice
    Through experienced partners or specialised lawyers
  • Practical regulatory matters
    Such as insurance and gas, water, light and telephone connections
  • Finding a (local) contractor, plumber or electrician
  • Translations
    We can draft purchase contracts bilingually and provide sworn translators when a notarial deed needs to be translated